Home Insurance in the RGV
Protect the place you come home to
Your home is likely your biggest investment. We help you understand what a homeowners policy typically covers, so you can compare options with confidence.
Home InsuranceCoverage options to discuss
What a policy may include
- DwellingHelps pay to repair or rebuild the structure after a covered loss.
- Personal propertyHelps replace belongings such as furniture, clothing and electronics.
- Personal liabilityHelps if someone is hurt on your property and you are found responsible.
- Additional living expensesHelps with costs of living elsewhere while a covered loss is repaired.
- Other structuresFences, sheds and detached garages are commonly addressed separately.
- Wind and hail considerationsIn South Texas, storm coverage deserves a careful look. Ask us how it applies.
General descriptions only. Coverage, limits, exclusions and eligibility vary by carrier and policy.
Have these ready
Speed up your quote
Do not worry if you are missing something. Send the request and we will help fill in the gaps.
- 1Property address and year built
- 2Roof age and type, if known
- 3Square footage and construction details
- 4Current policy declarations page, if you have one
Home Insurance questions
Common questions
What does home insurance usually cover?
Most policies address the structure, your belongings, personal liability and extra living expenses after a covered loss. Exclusions and limits vary by policy, so we review them with you.
Is flood damage covered?
Standard homeowners policies typically do not cover flood. Flood protection is usually a separate policy. Ask us about your options.
How much coverage do I need?
It depends on your home and what it would cost to rebuild. We can talk through the numbers when you request a quote.
Get a Home quote
Request your
home insurance quote
Share a few details and we will reach out. Prefer to talk? Call (956) 627-3032 or visit us at 222 S 23rd St, Suite B, McAllen, TX 78501.